Fidiprof

Fidiprof is an Italian cooperative consortium of independent professionals that provides mutualistic guarantees to facilitate bank loans for liquidity and investments without requiring real estate collateral or third-party signatures. Headquartered in Italy, it operates under Mediocredito Centrale authorization to certify creditworthiness for its members and their companies.

• Services: Fidiprof issues public-backed guarantees covering up to 80% of loan amounts ranging from €35,000 directly or higher via tripartite risk sharing schemes.
• Industries: The organization specifically supports the sector of liberal professionals, including startups with VAT registration under 36 months.
• Operations: As a non-profit entity adhering to mutualism principles, it collaborates with major credit institutions and FederFidiprof to offer competitive financing conditions.

The cooperative aims to promote the use of central state guarantees among its current membership of approximately 1,200 professionals.