Decisões e Soluções de Tomar

Decisões e Soluções is a Portuguese credit and insurance brokerage based in Tomar that facilitates mortgage transfers and negotiations with major local banks to secure competitive spreads and lower associated insurance premiums for clients.

• Services: The firm provides free mortgage transfer assistance, contract proposal presentation, pre-contractual management support, and specialized insurance mediation for life and non-life sectors.
• Industries: Operations focus on the consumer finance sector, specifically assisting individuals seeking housing loans through partnerships with numerous Portuguese banking institutions.
• Certifications: The company holds credit intermediary registration number 0004220 from Banco de Portugal and insurance agent authorization nº.409311648/3 from ASF for life and non-life risk coverage.

The organization operates under the legal entity name Parceiro Ideal, Lda., leveraging exclusive contracts with lenders like Novo Banco and Santander Totta to offer tailored financial solutions without charging fees directly to customers.