Credissimo

Credissimo is a Maltese FinTech Group founded in 2007 that offers cutting-edge consumer finance solutions through advanced proprietary technology and exceptional customer service. Headquartered in Malta.

Here are key aspects of the company:

• Products & Services: Short-term loans, installment loans up to EUR 3,000, Buy Now Pay Later (BNPL) options with zero interest, online car title loans, sale and leaseback financing via Maxo, utility bill payments, and digital credit lines like Umo.
• Technology & Innovation: Automated loan approval systems operating seven days a week, proprietary big data scoring algorithms utilizing machine learning, an automated lending chatbot, and user-friendly mobile applications for iOS and Android.
• Operational Reach & Compliance: Operates in five European markets under strict EU financial supervision, having distributed over 650k loans since 2017 with a BBB credit rating upgrade.

Credissimo combines social responsibility and constant innovation to deliver convenient, omnichannel lending experiences that prioritize customer centricity and service excellence across Europe.